Vela’s Velocity Small Business team provides our broker partners another opportunity to place their business with Vela. This team is focused on providing insurance solutions for those small business operations with revenues up to two million that require Commercial General Liability for their Contracting or Products/Manufacturing & Service-Oriented exposures. Our broad appetite and knowledge of the small business sector combined with excellent customer service are a winning combination and we’ll respond to you with Velocity. Both Primary and supported Excess limits are available.

Primary Limits: $1M/$2M/$2M/$1M
Excess Limits: $5M
Qualifying Size of Risk: $2M receipts max and/or $750k payroll max

• Contracting Business – Multi-state coverage except for New York
• Products/Manufacturing or Service-Oriented Business – All U.S. states & foreign sales

Coverage Enhancements:
• Primary & Noncontributory wording
• $5M per project aggregate limit
• Blanket Additional Insured ongoing and completed operations
• Blanket Waiver of Subrogation
• Subsidence Exclusion – Silent
• Hostile Fire Exception included & TRIA coverage included at no charge

Prohibited Classes of Business:
• Roofing
• Janitorial
• Fire Suppression Contractors (wet work)
• Trucking & Hauling for Hire
• Discontinued Products
• Hospitality
• Habitational or Premises Based Risked

Recent Bound Classes:
• Boiler Contractor Install / Service / Repair
• Broker For Machinery In Various Industries
• Cabinet Installation
• Cable Lines Contractor
• Carpentry Contractor
• Commercial & Residential General Contractor
• Commercial Concrete Contractor
• Commercial Painting Contractor
• Commercial Paving & Surfacing Contractor
• Commercial Pond & Fountain Maintenance
• Communication Contractor
• Drywall Contractor
• Electrical Contractor
• Excavation
• Framing Contractor
• General Contractor
• HVAC Contractor
• Land Grading
• Paving Contractor
• Pool Contractor
• Residential Remodeling
• Sewer, Water, and Storm Drains Work
• Telecom Contractor
• Welding Contractor

Reach out to one of our Velocity Small Business underwriters today or send your submission directly to

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